Kuldeep Singh

  • Credit Analyst
  • Dec 07, 2018
Full time Banking, Finance & Insurance Jobs

Personal Summary

I am a Finance Professional with experience in Credit, Corporate Banking, Client Handling, Equity Research, Financial Management and Administration. As a Credit Analyst, I have handled Mid- size/ large corporate in diverse sectors such as Iron and Steel, Textiles, Auto Ancillaries etc. Managed portfolio of 16 corporate customers with a total credit exposure of Rs. 800 crores.

Work Experience

Credit Analyst
Jul 2015 - Sep 2017 State Bank of India
  • Evaluation and assessment of credit requirements from Rs. 50.00 cr. to Rs. 500. cr. (Working Capital, Term/ Corporate Loan) for existing and potential corporate clients
  • Conducted Credit Risk Assessment and credit rating of borrowers based on Business Risk, Management Risk and Financial Risk involving financial ratios, growth parameters, group risk, Forex risk and financial flexibility
  • Appraisal of Credit proposal, conduct Risk Analysis and analyze relevant documents in compliance with credit policies and banking norms
  • Presentation of credit proposals to the sanctioning authority and obtaining sanctions/approvals
  • To track and monitor ongoing development in the industries and sectors in which the borrower has exposure
  • To assist in various internal and external audits

Education

MBA in Finance
Jun 2013 - May 2015 IFIM Business School